Wealth Management Process


Stifel's wealth management process consists of six steps
that help get an overview of your current situation, 
choices available, and what must be done to pursue 
goals.  The process involves gathering relevant financial
information, determining your organization's goals,
examining current financial status, and formulating a
strategy or plan for how to work toward goals given the 
current situation and future plans. 


Establish and define relationship Gather client information and data Data Analysis and Plan Development Present the Plan Adopt Plan and Create Action Plans Monitor the plan



Taking Control

Assess Your Financial Situation

  • Take inventory of assets, including retirement plans
  • Evaluate your income stream

Define Your Goals

  • Buying a house
  • Investing for college education
  • Saving for retirement

Calculate Funds Needed

  • Inflation
  • Risk tolerance

Create a Portfolio to Address
Your Investment Goal

  • Allocate funds among appropriate
    investment categories

Monitor Portfolio

  • Respond to changes in objectives
  • Fundamental changes in portfolio (values)

"The future belongs to those
who plan for it."



Stifel encourages investors to take control of their financial future.  We have developed several services that are designed to help investors with many of the time-consuming details involved in investment planning and supervision.

Like a road map, an investment plan directs to a destination.  The map, like the plan, isn't useful until the destination has been decided —
or in the case of investing, the long-term goals defined.

Setting specific goals is the most important step taken when developing your plan.  A discussion
of financial objectives and goals will provide an understanding of what hopes to be achieved.  Any information discussed with Stifel Financial Advisors is kept confidential.

After the long-term goals have been defined, all that remains to be done is deciding the right mix of investments.  The entire asset base must be considered.  If part of a portfolio is not taken into account, a false picture will be presented. 

One can predict how much money can be accumulated over a lifetime from employment or other sources.  That amount will remain constant as long as the variables do not change, such as employment.  How successfully you invest your money will determine the degree of financial security you will enjoy in the future.

Few things are more vital to your security than knowledgeable investment planning.  You can 
take control of your financial future by:

1.   Developing a sound investment plan offering          the greatest opportunity for achieving your              goals;

2.   Executing that plan;  

3.   Periodically reviewing that plan and making            adjustments for changing financial objectives.

Investment planning and supervision can
be time-consuming, but knowing a long-term investment plan is in place may bring the investor comfort and greater confidence.  

Because this process takes time, Stifel has designed various services to help investors with many of the details involved in investment planning and supervision.